Loan with capital rebate - 73.10.FI

HAMAG: loans for agricultural growth.

Official name (HR): SP ZPP zajmovi za rast poljoprivredne proizvodnje u osjetljivim sektorima

Tangible and intangible fixed assets for production development. Only the sectors listed in the programme terms are eligible.

OpenReview updated October 2026.

Who it is for.

Micro, small and medium-sized primary agriculture entities in the sensitive sectors defined by the programme.

Large enterprises are not eligible

What can be funded.

Tangible and intangible fixed assets for production development. Only the sectors listed in the programme terms are eligible.

CAP Strategic Plan 73.10.FI

Loan and write-off.

Loan €1,000–150,000 at a fixed interest rate of 0.10%. Possible write-off of up to 45% of the principal, or up to 50% for young farmers.

Write-off up to €75,000 for young farmers

Status and deadline.

Applications have been open since 28 October 2026 at 09:00 via the HAMAG-BICRO online form, subject to available funds.

Open since 28 October 2026

Eligible costs.

  • Tangible and intangible fixed assets for production development. Only the sectors listed in the programme terms are eligible.

What to check before deciding.

  • Large enterprises are not eligible
  • Costs, the project start and other aid must comply with the instrument's rules.

How we prepare the project.

First we check the activity, the size of linked enterprises, the location, the costs and the start date. Then we align the budget, own funds and the evidence this instrument requires.

During preparation we agree the responsible people, documents and deadlines. After approval we track procurement, costs, reporting and indicators. See how we manage implementation.

  1. Eligibility check

    activity, company size, location, start date

  2. Budget and evidence

    costs, own funding, evidence

  3. Application

    responsible people, documents, deadlines

  4. Decision

    the competent authority decides on the award

  5. Implementation

    procurement, costs, reports, indicators

Sources and review date.

Reviewed: October 2026. The current call, its amendments and the official documentation prevail.

Related calls and instruments.

Tax reliefOpen

R&D tax relief

250–400% of costs as an additional reduction of the tax base

Sector
Activities with in-house research and development
Large enterprises
YES - subject to the call's terms
What can be funded
Staff, depreciation of research equipment, contract research, knowledge and patents, and other directly related eligible costs.
Deadline / availability
Application before the project starts
Terms, costs and preparation
Loan with capital rebateOpen

HBOR: energy efficiency

Loan up to €3 million; write-off up to 50%

Sector
Eligible manufacturing, commercial and service activities
Large enterprises
YES - subject to the call's terms
What can be funded
Energy-efficiency measures in processes and buildings, plus eligible renewable energy (RES). Energy savings must be verifiable.
Deadline / availability
Rolling, via commercial banks
Terms, costs and preparation
GrantUpcoming

STEP SPIN: strategic partnerships

Draft: €3–10 million

Sector
Strategic digital, clean and biotechnologies
Large enterprises
YES - subject to the call's terms
What can be funded
Development of STEP strategic technologies. Experimental development is mandatory, together with a regional value chain and technological maturity.
Deadline / availability
Consultation closed on 14 October 2026; application date not published
Terms, costs and preparation

Explore available funding opportunities.

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