Capital investment

Financing equipment, capacity and efficiency.

The project starts with a business goal: more capacity, lower energy consumption, better resource use or a digitalised process.

What can be funded.

One investment. Several sources.

  • Grant
  • Tax relief
  • Loan or write-off
  • Own funds

Illustrative example without amounts. Shares depend on the project and instrument.

  • Capacity increase, new plants, construction and reconstruction.
  • More energy-efficient machinery, technical systems and building envelope.
  • Photovoltaic power plants, associated batteries and resource-efficiency equipment.
  • Intangible assets: ERP, CRM, MES and other eligible software solutions.
  • Cold stores and cooling systems, subject to sector and technical terms.
This is an overview of possible costs. Each instrument sets its own list, intensity, sectors and conditions. Buying a machine or hiring staff alone does not guarantee funding.

Calls and instruments.

Open grant opportunities

GrantOpen
7 days to the deadline

MF: decarbonisation of heating systems

Up to €30 million per applicant

Sector
Steam and air conditioning supply, NACE (NKD) 35.3
Large enterprises
YES - subject to the call's terms
What can be funded
Production of heating or cooling energy from RES and waste heat, heat storage, system efficiency and project documentation.
Deadline / availability
9 November 2026, 12:00
Terms, costs and preparation
GrantOpen
29 days to the deadline

73.10: primary agricultural production

€15,000–500,000 or up to €2 million, depending on the standard output (SO) class

Sector
Primary agricultural production
Large enterprises
YES - subject to the call's terms
What can be funded
Buildings, equipment, machinery and permanent crops for primary production. The eligibility of each investment depends on the sector.
Deadline / availability
Depending on the sector window, no later than 1 December 2026, 12:00
Terms, costs and preparation
GrantOpen
29 days to the deadline

73.10: new call for milk production

€15,000–500,000

Sector
Primary milk production
Large enterprises
CONDITIONAL - check the final terms
What can be funded
Investments in primary milk production, eligible buildings, equipment and machinery, and biosecurity measures.
Deadline / availability
1 December 2026, 12:00
Terms, costs and preparation
GrantOpen
59 days to the deadline

Regional business infrastructure

€500,000–6,000,000

Sector
Business infrastructure and services for SMEs
Large enterprises
YES - subject to the call's terms
What can be funded
Construction and equipping of business infrastructure that provides services to SMEs on an open and non-discriminatory basis.
Deadline / availability
31 December 2026, 11:00
Terms, costs and preparation
GrantOpen
60 days to the deadline

76.01: agricultural production insurance

Up to €75,000 per year

Sector
Agricultural production
Large enterprises
YES - subject to the call's terms
What can be funded
Part of the eligible premium for agricultural production insurance. The insured risks, the policy and the payment method are checked.
Deadline / availability
31 December 2026
Terms, costs and preparation
GrantOpen
424 days to the deadline

Internationalisation through organisations

€50,000–1,000,000 per organisation

Sector
Business support organisations; SMEs in S3 areas
Large enterprises
NO - SMEs / target group only
What can be funded
Joint participation at international trade fairs, plus business delegations, matchmaking and B2B meetings abroad.
Deadline / availability
30 December 2027, 14:00
Terms, costs and preparation

Tax relief

Tax reliefOpen

Investment tax relief: ZPU

50–100% lower corporate income tax rate

Sector
Manufacturing, development, business support and high value-added services
Large enterprises
YES - subject to the call's terms
What can be funded
Tangible and intangible assets for an initial investment, or eligible costs of new jobs. A modernisation regime also exists.
Deadline / availability
Application before the investment starts
Terms, costs and preparation
Tax reliefOpen
60 days to the deadline

Investment tax relief for tourism

50–100% lower corporate income tax rate

Sector
Eligible tourism and hospitality activities
Large enterprises
YES - subject to the call's terms
What can be funded
Investments in tourism capacity and eligible amenities, new technologies and more sustainable, higher-quality operations.
Deadline / availability
Apply before starting; awards under the scheme until 31 December 2026
Terms, costs and preparation

Loans with partial principal write-off (capital rebate)

Loan with capital rebateOpen

HBOR: production modernisation

Loan €100,000–3,000,000; write-off up to 50%

Sector
Manufacturing, NACE section C
Large enterprises
NO - SMEs / target group only
What can be funded
New plants, capacity expansion, diversification or a fundamental change of process, together with digital and industrial solutions.
Deadline / availability
Rolling, subject to available funds
Terms, costs and preparation
Loan with capital rebateOpen

HBOR: energy efficiency

Loan up to €3 million; write-off up to 50%

Sector
Eligible manufacturing, commercial and service activities
Large enterprises
YES - subject to the call's terms
What can be funded
Energy-efficiency measures in processes and buildings, plus eligible renewable energy (RES). Energy savings must be verifiable.
Deadline / availability
Rolling, via commercial banks
Terms, costs and preparation
Loan with capital rebateOpen

HBOR: sustainable tourism

Loan €250,000–7,000,000; write-off up to 50% subject to conditions

Sector
Hotels, similar accommodation and campsites
Large enterprises
NO - SMEs / target group only
What can be funded
Construction, reconstruction, refurbishment and equipping of accommodation facilities, plus additional amenities that support sustainability and year-round operation.
Deadline / availability
Rolling; disbursements until 31 December 2029
Terms, costs and preparation
Loan with capital rebateOpen

HAMAG: loans for agricultural growth

Loan €1,000–150,000; possible write-off up to 50%

Sector
Primary agriculture in the programme's sensitive sectors
Large enterprises
NO - SMEs / target group only
What can be funded
Tangible and intangible fixed assets for production development. Only the sectors listed in the programme terms are eligible.
Deadline / availability
Rolling from 28 October 2026, subject to available funds
Terms, costs and preparation
Loan with capital rebateOpen

HBOR: loans for processing growth

Loan €200,000–3,000,000; write-off up to 40%

Sector
Slaughterhouses, cereal, fruit and vegetable processing
Large enterprises
NO - SMEs / target group only
What can be funded
Investments in developing eligible processing capacity through the CAP Strategic Plan financial instrument.
Deadline / availability
Rolling from 28 October 2026, subject to available funds
Terms, costs and preparation

Subsidised loans

Subsidised loanOpen

HBOR NRRP: green transition

Loan with no set maximum; interest subsidy

Sector
Private sector with an eligible green investment
Large enterprises
YES - subject to the call's terms
What can be funded
Investments in fixed assets that fully contribute to climate objectives under the eligible categories.
Deadline / availability
Rolling, subject to available funds
Terms, costs and preparation
Subsidised loanOpen

HBOR NRRP: digital transition

Loan with no set maximum; interest subsidy

Sector
Private sector with an eligible digital investment
Large enterprises
YES - subject to the call's terms
What can be funded
Strategic digital investments and AI, equipment, software and other tangible and intangible assets that meet the digital tagging criteria.
Deadline / availability
Rolling, subject to available funds
Terms, costs and preparation
Subsidised loanOpen

HBOR NRRP: defence and security

Loan with no set maximum; interest subsidy

Sector
Defence industry, cybersecurity and dual use
Large enterprises
YES - subject to the call's terms
What can be funded
Cybersecurity, dual-use infrastructure, modernisation and research and development in the defence and security industry.
Deadline / availability
Rolling, subject to available funds
Terms, costs and preparation
Subsidised loanOpen

HBOR: private sector investment

Direct from €100,000; via banks from €50,000

Sector
Private sector in eligible activities
Large enterprises
YES - subject to the call's terms
What can be funded
Tangible and intangible assets for business development and modernisation; related working capital up to 30% of the loan.
Deadline / availability
Rolling, subject to available funds
Terms, costs and preparation

Upcoming calls and projects to prepare

GrantUpcoming

Critical raw materials and the circular economy

Draft: €100,000–1,630,000

Sector
Waste recycling and recovery
Large enterprises
YES - subject to the call's terms
What can be funded
Construction and equipping of plants for recovering critical raw materials from waste, including batteries, electrical and electronic equipment, metals and alloys.
Deadline / availability
Application date not yet published
Terms, costs and preparation
GrantUpcoming

Solar power plants and batteries in agriculture

Draft: €5,000 per project up to €5 million per applicant

Sector
Primary agriculture and selected processing
Large enterprises
YES - subject to the call's terms
What can be funded
Photovoltaic power plants for own consumption and connected battery systems. The battery must receive at least 75% of its energy from the connected RES.
Deadline / availability
Application date not yet published
Terms, costs and preparation
GrantUpcoming

Modernisation Fund: refrigeration systems

Draft: from €50,000; no maximum stated

Sector
Food, retail, warehouses, hotels, data centres and real estate, with the exact NACE (NKD) code
Large enterprises
YES - subject to the call's terms
What can be funded
Replacement of systems installed before 1 January 2015, with a charge of at least 50 t CO₂eq, registered in the PNOS register (national F-gas register). The new system uses a natural refrigerant.
Deadline / availability
Application date not yet published
Terms, costs and preparation
GrantUpcoming

73.11: processing of agricultural products

Intervention framework: €15,000–3,000,000

Sector
Processing of Annex I agricultural products
Large enterprises
YES - subject to the call's terms
What can be funded
Construction and modernisation of plants, machinery and equipment, eligible software and other investments related to processing.
Deadline / availability
Planned publication: Q4 2026
Terms, costs and preparation
GrantUpcoming

75.01: setting up young farmers

Intervention framework: €75,000

Sector
Primary agricultural production
Large enterprises
NO - SMEs / target group only
What can be funded
Business plan activities: production development, eligible buildings and equipment, plantations, machinery and other permitted investments.
Deadline / availability
Date of the new cycle not confirmed
Terms, costs and preparation

Temporarily suspended

Loan with capital rebateSuspended
resumes 20 Nov

HAMAG: industrial transition

Loan up to €100,000; write-off up to 50%

Sector
Regional value chains outside the City of Zagreb
Large enterprises
NO - SMEs / target group only
What can be funded
Tangible and intangible assets for industrial transition. Working capital may make up to 30% of the loan.
Deadline / availability
Suspended until 20 November 2026, 08:00
Terms, costs and preparation

Explore available funding opportunities.

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