Official name (HR): Krediti za modernizaciju proizvodnje
New plants, capacity expansion, diversification or a fundamental change of process, together with digital and industrial solutions.
Micro, small and medium-sized enterprises registered for manufacturing. Eligibility is also checked at the level of related companies.
Large enterprises are not eligible
New plants, capacity expansion, diversification or a fundamental change of process, together with digital and industrial solutions.
Equipment, technology and intangible assets
Loan €100,000–3,000,000. Possible write-off of up to 50% of the principal, at most €1.5 million, subject to the criteria and aid limits.
0% interest on the ERDF part of the loan
Active programme, application directly to HBOR. The rebate is claimed, with evidence, after the investment. Repayment term up to 15 years, with a grace period of up to 3 years.
The investment may start only after the application is submitted (incentive effect)
First we check the activity, the size of linked enterprises, the location, the costs and the start date. Then we align the budget, own funds and the evidence this instrument requires.
During preparation we agree the responsible people, documents and deadlines. After approval we track procurement, costs, reporting and indicators. See how we manage implementation.
Eligibility check
activity, company size, location, start date
Budget and evidence
costs, own funding, evidence
Application
responsible people, documents, deadlines
Decision
the competent authority decides on the award
Implementation
procurement, costs, reports, indicators
Reviewed: October 2026. The current call, its amendments and the official documentation prevail.
250–400% of costs as an additional reduction of the tax base
Loan up to €3 million; write-off up to 50%
Draft: €3–10 million
Tell us about your plans. In just 15 minutes, we'll identify the funding opportunities that may be suitable for your project and outline the next steps.