Official name (HR): Krediti za održivi turizam
Construction, reconstruction, refurbishment and equipping of accommodation facilities, plus additional amenities that support sustainability and year-round operation.
Private micro, small and medium-sized enterprises operating hotels, similar accommodation and campsites, subject to the programme terms.
Large enterprises are not eligible
Construction, reconstruction, refurbishment and equipping of accommodation facilities, plus additional amenities that support sustainability and year-round operation.
Eligibility by category and location
Loan €250,000–7,000,000. A write-off of up to 50% of the principal is possible only for loans above €500,000, subject to the programme criteria.
Possible nominal write-off up to €3.5 million
Active programme, application directly to HBOR. Repayment up to 20 years with a grace period of up to 4 years. The ERDF half of the loan carries 0% interest.
Disbursements until 31 December 2029
First we check the activity, the size of linked enterprises, the location, the costs and the start date. Then we align the budget, own funds and the evidence this instrument requires.
During preparation we agree the responsible people, documents and deadlines. After approval we track procurement, costs, reporting and indicators. See how we manage implementation.
Eligibility check
activity, company size, location, start date
Budget and evidence
costs, own funding, evidence
Application
responsible people, documents, deadlines
Decision
the competent authority decides on the award
Implementation
procurement, costs, reports, indicators
Reviewed: October 2026. The current call, its amendments and the official documentation prevail.
250–400% of costs as an additional reduction of the tax base
Loan up to €3 million; write-off up to 50%
Draft: €3–10 million
Tell us about your plans. In just 15 minutes, we'll identify the funding opportunities that may be suitable for your project and outline the next steps.